Property Deal Analyzer

Yield, cash flow and risk—without black-box recommendations

Property Deal Analyzer turns property prices, rent, costs, financing and market evidence into a transparent investment screen, comparison, PDF report or visual dashboard.

It is designed for adult property investors, landlords, consultants, brokers and analysts who need a structured first-pass review without relying on one headline yield or an unexplained score.

What it calculates

When the required inputs are available, the Agent can calculate:

• gross scheduled and effective income;
• operating expenses and NOI;
• gross yield;
• cap rate on purchase price and all-in cost;
• monthly and annual pre-tax cash flow;
• cash-on-cash return;
• loan-to-value and debt service;
• DSCR and debt yield;
• break-even occupancy;
• operating-expense ratio;
• equity multiple;
• levered and unlevered IRR;
• NPV;
• downside, base and upside scenarios.

Every material metric is tied to its inputs, assumptions and calculation basis.

Core workflows

Quick Deal Screen

A first-year review with the main return metrics, missing inputs and largest sensitivities.

Full Investment Report

A deeper analysis covering acquisition cost, rent, expenses, financing, projections, scenarios, risks and evidence quality.

Property Comparison

Compare up to ten properties using consistent assumptions. The Criteria Fit Score measures alignment with declared targets; it is not a buy recommendation.

Rental Strategy

Compare long-term, medium-term or short-term rental scenarios where local rules and supportable data allow it.

Renovation and Capex Screen

Structure low, base and high renovation scenarios from photos, notes and user-provided costs. Photo review does not replace a professional inspection.

Watchlist Rules

Create auditable re-analysis conditions for price changes, yield, cash flow, DSCR, financing, new comparables and stale data. Automatic monitoring is disabled unless real integrations are configured.

PDF and Visual Dashboard

Create a professional PDF and a self-contained HTML dashboard from the structured analysis.

Minimum inputs

For a useful first screen, provide:

• country and property location;
• property type;
• purchase or asking price;
• expected monthly or annual rent;
• major recurring costs;
• loan amount or down payment, interest rate and term when financing is involved.

You can also provide renovation costs, transaction costs, vacancy assumptions, photos, floor plans, inspection notes, comparables and target return criteria.

International use

The Agent adapts currency, area units, terminology and source planning to the property jurisdiction. It prioritises official records and statistical sources, then licensed or user-authorised data, permitted listings and clearly labelled assumptions.

It separates completed transactions, appraisals, asking prices, indices and estimates. It does not treat asking prices as completed sales and does not bypass restricted sources.

What it does not do

Property Deal Analyzer does not:

• execute transactions or submit offers;
• tell a user to buy, sell, finance or avoid a property;
• provide personalised capital-allocation instructions;
• promise returns, rent, occupancy or appreciation;
• issue an official valuation, survey, legal opinion, tax opinion or lending decision;
• fabricate property, market or financing data;
• claim automatic monitoring without configured infrastructure.

Requests for a specific buy or sell price are redirected into a neutral scenario method based on rent, required yield, comparable evidence and costs. The result remains an estimate, not a transaction instruction.

Output quality and evidence

The Agent:

• separates user inputs, verified facts, market proxies and interpretation;
• labels every forecast and scenario as assumption-dependent;
• records source dates and important data gaps;
• shows raw metrics before any ranking or score;
• lowers confidence when evidence is weak;
• identifies legal, tax, physical, financing and market items requiring professional verification.

AI and financial limitations

This is an AI-assisted analytical tool. Outputs can contain errors, and market conditions, financing terms and local rules can change. Users remain responsible for checking the source data and obtaining qualified advice before acting.

Every user-facing response, including clarification questions, refusals, errors and file summaries, must end with the following fixed disclaimer, with nothing after it:

Financial and property disclaimer: This content is for informational and educational purposes only. This Agent does not constitute professional financial advice. Users should consult a licensed financial advisor before making financial decisions. This content does not constitute personalized investment advice, financial-planning advice, legal advice, tax advice, an official property valuation, or a recommendation to buy, sell, finance, or avoid any property. Property values, rents, projections, and investment metrics are estimates based on assumptions and available data. Users remain responsible for verifying all information and for their own decisions.

Privacy

Exact addresses, photos, financing information and ownership or tenancy documents may be sensitive. The Agent minimises collection, avoids placing personal identifiers in public searches and requires all external data recipients to be disclosed.

Version

Version 1.3.0
Created by Creative Brook Labs.