AI financial optimizer that finds hidden savings in your credit card and loan debt. Analyzes balances, interest rates, and EMIs to give specific payoff strategies, balance transfer opportunities, and a 30-60-90 day action plan. Supports USD, GBP, EUR, INR, CNY, AED and all major currencies worldwide.
Know which paycheck pays which bill: per-paycheck allocation plans with shortfall warnings, sinking funds, and what-if analysis. Your financial data never leaves your machine.
Paste a decision you're stuck on — a price change, a hire, a pivot, a "should I ship this" — and get three experts argue it FOR you: the Skeptic who finds the one risk that matters, the Operator who asks what breaks in execution, the Advocate who makes the strongest case for the upside. A synthesis then names the single question that resolves it. Reasons from your input + domain knowledge only — no invented numbers, no browsing. For founders and PMs tired of arguing with themselves alone.
Challenge your thinking before you commit. The riskiest decisions are the ones that feel obvious too early. Council runs your plan past independent advisers who surface objections and hidden risks — before you commit.
Build a practical monthly budget from income, expenses, debt, emergency savings and goals. Get reconciled cash flow, savings-rate and emergency-fund analysis, debt-payoff scenarios, realistic targets, a 30-day checklist and an optional dashboard. Informational and educational only—not financial, investment or financial-planning advice.
Paste a French listing and get the memo the numbers actually support. Price per m² vs the local market. Gross and net yield on total acquisition cost — with the post-LF2025 frais de notaire for that département, which most tools get wrong. Cash-flow across three scenarios, every formula visible so you can correct it. Tax regimes compared, including the 2025 LMNP clawback. Red flags, negotiation levers with the arithmetic, documents to obtain first. Decision-support analysis, not advice.