Un agent IA spécialisé dans la relance dynamique de créances, la négociation de plans de paiement et la réduction du DSO, exécuté de façon 100% sécurisée et conforme (LRE / RGPD). J10 CONSULTING
Build a practical monthly budget from income, expenses, debt, emergency savings and goals. Get reconciled cash flow, savings-rate and emergency-fund analysis, debt-payoff scenarios, realistic targets, a 30-day checklist and an optional dashboard. Informational and educational only—not financial, investment or financial-planning advice.
Push back against abusive debt collectors with validation letter templates, FDCPA violation tracking, and clear dispute guides.
Find current discounts, verify the evidence, compare stacking options, and identify the best supported checkout savings—without placing the order or making a payment.
Stuck on a decision and not sure what to do next? Give ClarityPath the details of your situation - who's involved, recent interactions, timing, context - and it will identify the key factors that matter, map out your realistic options with pros and cons, and recommend the clearest next step with reasoning. For habits or goals, it also builds a simple step-by-step action plan that increases in difficulty over time, explaining the reasoning behind each step.
Turn confusing personal, professional, and business situations into clear options, structured decisions, and practical action plans.
Your invoice is overdue — this agent writes the follow-up sequence so you don't have to. For freelancers, consultants, and small business owners chasing late payments. What you get: - Situation diagnosis (light delay, watch closely, or firm follow-up) - 3 reminder emails (soft → deadline → final notice) - SMS/DM short version - Phone call script - Internal follow-up memo Enter amount, due date, days overdue, relationship, and tone. Done in 90 seconds. $29 once. No subscription.