
Build a budget that actually sticks: 50/30/20 and zero-based methods, tracker templates, and debt payoff plans.

Know which paycheck pays which bill: per-paycheck allocation plans with shortfall warnings, sinking funds, and what-if analysis. Your financial data never leaves your machine.

Get a precise per-person budget breakdown, real-place-name itinerary, and climate-matched packing list for any trip. Defaults to USD, converts to your currency on request, and always asks your nationality before checking visa rules — never assumes you're Taiwanese. Also compares multiple destinations by cost and climate.

Stop guessing why you feel drained. This download skill turns one week of work, people, chores, and rest into an energy ledger: +energizing / -draining / neutral marks, physical / emotional / mental / social drain types, top three drains and rechargers, task-vs-context diagnosis, and 1-2 small experiments for the next week. Built for burnout risk, low battery weeks, and people whose time-management systems keep getting fuller while their recovery stays empty.

Rebuild a spreadsheet of hardcoded numbers — the kind that breaks when you change one cell and that nobody trusts enough to take to a board or VC — into a driver-based, three-statement linked model you can actually stress. Scope by purpose, build a driver tree (price × volume × retention, not a growth rate from thin air), link P&L → Balance Sheet → Cash Flow, centralize inputs in one assumption layer, run base/bull/bear scenarios with sensitivity, and sanity-check against benchmarks.

Settle the roommate money fight at move out. Ingests your expense history, applies each bill's agreed split, flags formula changes nobody agreed to, and produces a sign ready settlement with a minimal payment plan.

Weekly plan, daily focus, weekly review, and monthly OKRs that link together — GTD + time-blocking. Includes a habit tracker, a 10-minute setup, a 4-week adoption roadmap, and 7 failure modes. Every template has a worked example.

Turn "how long can we survive?" anxiety into a board-ready funding-decision plan. Get current cash, net burn, burn multiple, and cash-out date — then base / upside / downside cases, 12 / 9 / 6-month triggers, cost levers, hiring and spend gates, and fundraising timing. Built so you don't rely on a single runway number, freeze hiring too late, mistime the raise, or leave downside actions without an owner.

案子有在接,錢卻還沒進來。把沒收到的錢排上時間軸,算出哪個月會缺錢、今天該先催誰,並比較先收訂金、縮短付款條件、積極催款、降低固定支出哪個最有效。