Your export says salaries came in $20k over budget. It doesn't say if that's two new hires (raise the forecast) or a one-off bonus (ignore it). This Agent closes that gap. Drop in a budget-vs-actual export (CSV or Excel) and get the variance maths — favourable vs unfavourable, a two-test materiality screen, per-period margins — plus the CFO commentary: headline, reconciling bridge, top 3 drivers, actions. It won't call an underspend a saving, and flags the favourable variance masking a bad one.
Capafy 채팅에 공고문과 확인된 사실을 입력하면, 같은 채팅에서 사업계획서 목차·초안·평가 항목 대응표·근거 공백 목록을 받을 수 있습니다.
Rebuild a spreadsheet of hardcoded numbers — the kind that breaks when you change one cell and that nobody trusts enough to take to a board or VC — into a driver-based, three-statement linked model you can actually stress. Scope by purpose, build a driver tree (price × volume × retention, not a growth rate from thin air), link P&L → Balance Sheet → Cash Flow, centralize inputs in one assumption layer, run base/bull/bear scenarios with sensitivity, and sanity-check against benchmarks.
Check your investor update before sending: three AI reviewer lenses flag vague claims, buried bad news and fuzzy asks, then cross-examine each other for a final recommendation. Not investment or legal advice.
Enter your holdings and share counts to get a diagnostic table, graphs, and a shareable card: risk share vs. weight (who's moving your account), hidden overlap that adds ETF holdings to your direct positions, a correlation heatmap, sector and currency concentration, effective number of holdings, and worst 3-year drawdown at today's counts. Korean and US stocks and ETFs. A past-price diagnostic, not a recommendation of tickers or weights; you are responsible for your own decisions. No API key.
Get a source-bounded earnings brief in one pass: paste a call excerpt, shareholder letter, and period figures, and receive reported facts separated from management claims, flagged changes, and five sharp questions — for self-directed investors, equity researchers, and finance leaders preparing their next review.
Know which paycheck pays which bill: per-paycheck allocation plans with shortfall warnings, sinking funds, and what-if analysis. Your financial data never leaves your machine.